"In an economy where everyone is hurting financially, there are record bankruptcies and foreclosures, and city governments are taking financial institutions to court for predatory lending practices, you don't want to be broke.
Following an uninsured hospital stay in early 2007, a lost contract, and a subsequent period of illness that resulted in my defaulting on Washington Mutual credit card payments for 4 months, WAMU set their debt collecting dogs on me. In the following letter, I bit back. It is included here as an item of hope to other people suffering from abusive debt collection practices, a model that you can use to get them off your back, and is followed by a series of helpful links."
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